About Us

Todd Holmes Insurance Agency is an independently owned and locally operated insurance agency in Tulare, California.

Todd Holmes joined the insurance industry in 1998 and became an independent company in 2008.

Because of his strong client commitment, his agency grew and acquired 5 hardworking independent agents – Melissa Valdez, Mark Sigman, Helen Martin, Lesli Jolly and Karl Madrona.

The agency specializes in Home and Auto Insurance Packages, but also offers a wide variety of products such as Renter’s Insurance, Boat/RV Insurance, Motorcycle Insurance, Life Insurance and Small Business Insurance.

Combining as much needed insurance products into one policy is what we recommend to our clients.

The major advantages to a combined policy are:

  • One policy with consolidated information and maximized discounts.
  • One deductible that applies to your property and vehicles if both are involved in the same covered loss. For example, if the house burnt down while the vehicles are in the garage.
  • One bill.

We are committed to provide products and services of the highest quality, best protection and greatest value. Our agency is dedicated to working closely with each of our clients by meeting their needs, developing lasting relationships, and providing timely and accurate service. Our team maintains a reputation of honesty, integrity and fairness.

We help people across the state find affordable and reliable insurance products from a variety of trusted carriers. Whether you need home, auto, life, business owner’s, or another policy, our independent agency has got you covered. As an independent agency, we can help you find the perfect combination of coverage and price to fit your unique needs.

What Does Independent Mean?

“Independent” means we’re not tied to any one insurance carrier. In other words, we can research rates and coverage options from several top insurance companies to find the best policies for you.

We do the shopping and comparing to save you time and money!

Awards & Recognition

  • Safeco Award of Excellence since 2014
  • Safeco Elite Agent since 2017
  • 2017 Kemper Inner Circle Award

How to Get in Touch

We invite you to submit a free online quote request or call us at 559-686-7503 to review coverage options for auto, home, life, health, business, and more.

We provide free, no hassle and no obligation insurance quotes to help you make an informed decision.


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